Stablecoin Adalah
Focusing on Education, Understanding and Adoption of Digital Currencies
In addition to building products and services that add utility to digital currencies, PayPal is focused on increasing consumer and merchant comprehension of cryptocurrencies, stablecoins and central bank digital currencies (CBDCs), while working closely with regulators as the industry evolves. In addition to offering PayPal USD for U.S. accountholders, PayPal currently offers customers the ability to buy, hold, sell and transfer select cryptocurrencies, and provides educational content to help accountholders understand the risks and possibilities surrounding the technology.
To learn more about PayPal's cryptocurrency services, click here.
PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering hundreds of millions of consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit https://www.paypal.com.
1 PayPal Balance account required. When you buy or sell cryptocurrency, including when you check out with crypto, we will disclose an exchange rate and any fees you will be charged for that transaction. For currencies other than PayPal USD, the exchange rate includes a spread that PayPal earns on each purchase and sale. 2 PayPal's Checkout with Crypto feature allows customers to convert cryptocurrency to fiat currency at checkout. Transactions are settled in fiat.
Media Relations Contact Aaron Gould, [email protected] [email protected]
Megaco (resmi H.248) adalah sebuah implementasi dari Media Gateway Control Protocol arsitektur [1] untuk mengendalikan Media Gateways di Internet Protocol (IP) jaringan dan masyarakat beralih jaringan telepon (PSTN). Dasar umum arsitektur dan antarmuka pemrograman awalnya digambarkan dalam RFC 2805 dan saat ini definisi Megaco spesifik adalah ITU-T Rekomendasi H.248.1.
Megaco mendefinisikan protokol untuk Media Gateway Controller untuk mengontrol Media Gateways untuk mendukung aliran multimedia di jaringan komputer. Hal ini biasanya digunakan untuk menyediakan Voice over Internet Protocol (VoIP) jasa (suara dan fax) antara jaringan IP dan PSTN, atau seluruhnya dalam jaringan IP. Dalam protokol tersebut merupakan hasil kolaborasi dari kelompok kerja MEGACO Internet Engineering Task Force (IETF) dan International Telecommunication Union ITU-T Study Group 16. IETF standar aslinya diterbitkan sebagai RFC 3015, yang kemudian digantikan oleh RFC 3525.
Istilah Megaco adalah sebutan IETF. ITU kemudian mengambil alih kepemilikan protokol dan versi IETF telah direklasifikasi sebagai bersejarah. ITU telah menerbitkan tiga versi H.248.1, terbaru pada bulan September 2005. H.248 mencakup bukan hanya spesifikasi protokol dasar di H.248.1, tetapi banyak ekstensi didefinisikan di seluruh H.248 Sub-series. Pelaksanaan lain Media Gateway Control Protocol arsitektur ada dalam protokol MGCP bernama sama. Ini digunakan melalui antarmuka yang sama dan mirip dalam aplikasi dan fungsi pelayanan, bagaimanapun, adalah protokol yang berbeda dan perbedaan yang mendasarinya membuat mereka tidak cocok.
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U.S. Dollar Denominated, Redeemable and Transparent
PayPal USD is issued by Paxos Trust Company, a fully licensed limited purpose trust company subject to regulatory oversight by the New York State Department of Financial Services. In June 2022, PayPal was issued a BitLicense by NYDFS after previously obtaining a conditional BitLicense.
Reserves for PayPal USD are fully backed by U.S. dollar deposits, U.S. Treasuries and similar cash equivalents, and PayPal USD can be bought or sold through PayPal at a rate of $1.00 per PayPal USD.
Beginning in September 2023, Paxos will publish a public monthly Reserve Report for PayPal USD that outlines the instruments composing the reserves. Paxos will also publish a public third-party attestation of the value of PayPal USD reserve assets. The attestation will be issued by an independent third-party accounting firm and conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants (AICPA).
Building the Bridge Between Fiat and Web3 for Consumers, Merchants and Developers
PayPal USD will be available to consumers, merchants and developers to seamlessly connect fiat and digital currencies. As the only stablecoin supported within the PayPal network, PayPal USD leverages PayPal's decades-long experience in payments at scale, combined with the speed, cost and programmability of blockchain protocols. As an ERC-20 token issued on the Ethereum blockchain, PayPal USD will be available to an already large and growing community of external developers, wallets and web3 applications, can be easily adopted by exchanges, and will be deployed to power experiences within the PayPal ecosystem.
PayPal USD is designed to reduce friction for in-experience payments in virtual environments, facilitate fast transfers of value to support friends and family, send remittances or conduct international payments, enable direct flows to developers and creators, and foster the continued expansion into digital assets by the largest brands in the world. Most of the current volume of stablecoins is used in web3-specific environments – PayPal USD will be compatible with that ecosystem from day one and will soon be available on Venmo.
PayPal USD is a stablecoin that’s fully backed by US dollar deposits, US treasuries, and similar cash equivalents. You can buy and sell 1 PYUSD for 1 USD on PayPal.
Stablecoins are a type of cryptocurrency designed to have a steady value over time relative to a reference asset, for example, the U.S. dollar. They can provide inclusive, broad access to the financial system, and can enable fast and efficient money movement. Stablecoins are programmable, offering developers a useful digital currency that can be built into public blockchains and can help link the traditional economy and Web3.
PayPal Launches U.S. Dollar Stablecoin
PayPal USD (PYUSD) is fully backed by U.S. dollar deposits, short-term U.S. treasuries and similar cash equivalents, and can be redeemed 1:1 for U.S. dollars.
SAN JOSE, Calif., Aug. 7, 2023 /PRNewswire/ -- Fully-backed, regulated stablecoins have the potential to transform payments in web3 and digitally native environments. To address that emerging potential, PayPal (NASDAQ: PYPL) today announced the launch of a U.S. dollar-denominated stablecoin, PayPal USD (PYUSD).
PayPal USD is designed to contribute to the opportunity stablecoins offer for payments and is 100% backed by U.S. dollar deposits, short-term U.S Treasuries and similar cash equivalents. PayPal USD is redeemable 1:1 for U.S. dollars and is issued by Paxos Trust Company.
Starting today and rolling out in the coming weeks1, eligible U.S. PayPal customers who purchase PayPal USD will be able to:
"The shift toward digital currencies requires a stable instrument that is both digitally native and easily connected to fiat currency like the U.S. dollar," said Dan Schulman, president and CEO, PayPal. "Our commitment to responsible innovation and compliance, and our track record delivering new experiences to our customers, provides the foundation necessary to contribute to the growth of digital payments through PayPal USD."
